Check Your Bright Wood Email

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In order to use this function, you must first set a password in your GroupWise e-mail while logged on at Bright Wood.

Employee Assistance Program (www.cascadecenter.com)

Got a problem that is dragging you down and making it difficult to focus at work? Bright Wood’s Employee Assistance Program (EAP) can help you cope with big and small personal problems.

Call 1-800-433-2320 24 hours a day, seven days a week when you need free confidential help from a mental health professional, accountant, financial planner, or attorney.

You can also visit the EAP’s information-packed web site any time. Here you’ll find helpful articles, videos, self assessment tests, and much more covering topics related to emotional well being, living a balanced life, financial, health, legal, personal growth, and stress.

1) Use the link above to open the EAP’s web site, 2) click on “Launch CPA”, and 3) register as a new user the first time you visit.

Healthcare Direct (www.hcdirect.net)

Quickly find out if a particular physician is part of Bright Wood’s preferred provider network with this web site. You can also search for health care providers by city, zip code, and/or medical specialty. The list of providers is updated monthly.

Innoviant (www.innoviant.com)

Bright Wood's pharmacy benefits administrator's web site is a handy resource for quickly locating network pharmacies, finding ways to save money on your prescriptions, and researching medicines, diseases, and conditions. You can also call 877-559-2955 toll free 24 hours a day to speak to an Innoviant representative in English or Spanish.

Shasta Admininstrative Services (www.shastatpa.com)

Bright Wood associates now have real-time access to health care information 24 hours a day, seven days a week on Shasta Administrative Services’ web site (www.shastatpa.com). You can see if a medical or dental claim has been processed, review old claims, and check how close you are to deductibles. For now, spouses and dependents can only access their online records by first calling Shasta at 1-800-317-1360 to get a password. Check back often as this site is a work in progress.

To access your information, click on the link for “Self Service” near the top of the opening page. Input your social security number (without dashes or spaces) as your User ID. Use your birth date as your Password in the following format minus the dashes: 00-00-0000 (for example, input 06071972 if your birthday is June 7, 1972).

Tips for Using Your Benefits Wisely

Take the Steering Wheel with Diabetes

Help Only a Phone Call Away for Moms-to-Be

Free Credit Reports (www.annualcreditreport.com)

Thanks to the Fair and Accurate Transaction Act, you can now check your credit rating for free every 12 months. Each of the three major credit bureaus – Equifax, Experian, and TransUnion – is required to provide you with one free report.

You can request your three free reports at one time or stagger them throughout the year. The reporting companies do not share information so checking your credit file with one company does not ensure that the same information is contained in your other two files.

You can also request free reports via:

Toll-Free Phone: 877-322-8228

Mail: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

However you make contact, be prepared to answer personal questions and to provide information about recent transactions and the size of outstanding loans for security purposes so they can verify you are who you say you are.

Opt Out of Preapproved Credit Card Offers (www.OptOutPrescreen.com)

One of the worst kinds of identity theft occurs when new accounts are opened in victims’ names without their knowledge. One way you can protect yourself is by asking the three nationwide consumer reporting companies to take you off their list to receive preapproved credit card offers in the mail on www.OptOutPrescreen.com. You can still apply for any credit card offer you want; you just won’t be receiving unsolicited offers in the mail anymore.

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are trademarks of Bright Wood Corporation.

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